Browsing by Author "Karaman, Hakki Deniz"
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Financial technology in developing economies: A note on digital lending in Turkey
Karaman, Hakki Deniz; Savaser, Tanseli; Tinic, Murat; Tumer-Alkan, Gunseli (Elsevier Science Sa, 2021)We examine the differences in the loan performance of fintech and bank borrowers in Turkey. Using data of 5.5 million consumer loans by the fifth-largest private commercial bank in Turkey and its fintech subsidiary, we ... -
Fintech lending characteristics and loan repayment performance analyses
Karaman, Hakki Deniz (Kadir Has Üniversitesi, 2021)Bu tez, gelişmekte olan bir pazar olan Türkiye'de geleneksel bankacılık ve finansal teknoloji şirketlerinden kredi alan müşteriler arasındaki kredi performansı farklılıklarını incelemektedir. Çalışmada, Türkiye'nin en büyük ... -
GENDER GAP IN CONSUMER LOAN PERFORMANCE: EVIDENCE FROM FINTECH LENDING IN AN EMERGING ECONOMY
Savaser, Tanseli; Tinic, Murat; Tumer-Alkan, Gunseli; Karaman, Hakki Deniz (Emerald Group Publishing Ltd, 2023)This study examines whether fintech lending further enhances or mitigates the gender-based differences in consumer loan performance in an emerging market. Using a proprietary dataset of over 5.5 million consumer loans ...